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Terms of Service

Last Revised: 14th July 2020


Terms of Services

These terms of service (TOS) act as a binding contract between you and phaninirola.com, This Terms of Service (TOS) governs your use of this website (phaninirola.com) (the “Website”) a property owns and managed by NatunEdge Services Limited Liability Partnership (“NatunEdge Services “) NatunEdge Services offer of products for purchase on this Website, or your purchase of products available on this Website. This Agreement includes, and incorporates by this reference, the policies and guidelines referenced below. NatunEdge Services reserves the right to change or revise the terms and conditions of this Agreement at any time by posting any changes or a revised Agreement on this Website. NatunEdge Services will alert you that changes or revisions have been made by indicating on the top of this Agreement the date it was last revised. The changed or revised Agreement will be effective immediately after it is posted on this Website. Your use of the Website following the posting any such changes or of a revised Agreement will constitute your acceptance of any such changes or revisions. NatunEdge Services encourages you to review this Agreement whenever you visit the Website to make sure that you understand the terms and conditions governing the use of the Website. This Agreement does not alter in any way the terms or conditions of any other written agreement you may have with NatunEdge Services for other products or services. If you do not agree to this Agreement (including any referenced policies or guidelines), please immediately terminate your use of the Website.

License to use the site

Phaninirola.com allows you a non-exclusive, non-transferable, limited right and license to access, use and privately display the website and therefore the website content as described herein for your personal use only, by way of one computer connected to the site over the internet, provided that you comply fully with this TOS. Any other copy or use of a portion of the site is not authorized, and will be a violation of these TOS and will constitute a violation of copyright and other such rights which phaninirola.com may have in and concerning this site and the contents on this site. You will not interfere, or attempt to interfere, with the operation of the website in any way through any means or device, including, but not limited to, spamming, hacking, uploading computer viruses, or any other means expressly prohibited by any provision of these TOS or by law.

Account, password, and security

You will receive a password and account designation upon completing the website’s registration process. You are liable for maintaining the privacy of the password and account and are fully liable for all activities that happen under your password or account. You agree to

1. Promptly notify phaninirola.com of any unauthorized use of your password or account or any other breach of security, and

2. Make sure that you exit from your account at the top of each session, phaninirola.com cannot and will not be liable for any loss or damage arising from your failure to comply with this.


These terms and conditions apply to you upon your accessing the site and completing the registration or buying process. These TOS, or any of them, maybe modified or terminated by phaninirola.com without notice at any time for any reason. Phaninirola.com may suspend or terminate your use of the website or any Service if it believes, in its sole and absolute discretion that you have broken any of the terms.

Product & Pricing

Prices for products are described on our website. All prices are in Indian rupees. Prices, products, and services may change at phaninirola.com’s discretion.

Warranty and limitation of liability

While phaninirola.com uses reasonable efforts to include accurate and up to date information in the site, phaninirola.com makes no warranties or representations as to its accuracy. By accessing this site, you agree that the use of this site is at your sole risk. This site is provided on an “as is” and “as available” basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability or fitness for a particular purpose.

This disclaimer and limitation of liability apply to any damages or injury caused by any failure of performance, interruption, error, omission, deletion, defect, delay in operation or transmission, communication line failure, computer virus, theft, destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortious behavior, negligence, or under the other reason of action. By accessing this site, you agree that in no event shall phaninirola.com be liable for any damages including without limitation direct, indirect, incidental, special, consequential, or punitive damages arising out of the use of, or inability to use, this site. You specifically acknowledge and agree that phaninirola.com is not liable for the defamatory, offensive, or illegal conduct of its visitors or customers, and the liability and risk of injury for the foregoing rests entirely with the visitor or customer.


The phaninirola.com platform is not available to persons under the age of majority in their jurisdiction or to any users previously suspended or removed from the phaninirola.com platform by phaninirola.com. If you are using or opening an account on the phaninirola.com platform on behalf of a company, entity, or organization, collectively “subscribing organization”, then you represent and warrant that you are a legal representative of that subscribing organization with the authority to bind such organization to these terms, and comply with to be bound by these terms on behalf of such subscribing organization. By using the phaninirola.com platform, you represent that you meet the eligibility requirements in this section.

Paid Access

Phaninirola.com offers several ways for you to purchase access to select content via the phaninirola.com platform, you can pay for a membership for access to certain content, or pay a one-time fee for access to a certain piece of content by direct purchase.

Phaninirola.com provides you with access to e-books, audio/video lessons & books, and documents from participating publishers and users (“phaninirola.com commercial content”) in one of two ways – either by direct purchase or by the membership.

Memberships – Within the case of membership, phaninirola.com, and therefore the participating publishers or users, grant you a limited, nonexclusive, non-transferable, revocable, and private license to access and use all phaninirola.com commercial content available under your membership for your reference and informational purposes.

Direct purchases – In the case of direct purchases, phaninirola.com, and the participating publisher or user, grant you a limited, nonexclusive, non-transferable, revocable, and personal license to access and use a digital copy of the selected phaninirola.com commercial content for your reference and informational purposes. Additional terms and conditions (i.e., additional usage limitations) may apply to your access to phaninirola.com commercial content in which case those terms will be communicated to you in connection with your access to such content. For example, the rights granted to you do not include the right to download a copy of the selected phaninirola.com commercial content unless such terms are provided with the phaninirola.com commercial content you have selected for direct purchase.

Restrictions: regardless of which access option you have selected (direct purchase or membership) your access to and use of the phaninirola.com commercial content is subject to the following restrictions:

Phaninirola.com’s commercial content is provided for your personal non-commercial use only.

No commercial or promotional use rights are granted in any phaninirola.com commercial content.

You may not sell, distribute, or display any phaninirola.com commercial content other than for personal use.

You may not share, lend, or rent copies of phaninirola.com commercial content.

You may not disable or circumvent digital rights management (DRM) supplied with phaninirola.com commercial content.

You may not exceed usage limitations set by content providers (participating publishers or users).

You may not make copies of all or any portion of any phaninirola.com commercial content.

You are prohibited from making any public display or public performance of phaninirola.com commercial content, or sharing accounts that allow access to phaninirola.com commercial content.

The ability to print/copy/paste and/or download may be restricted by the participating publisher or user who submitted the phaninirola.com commercial content.

In addition to the foregoing, if you have got obtained access to phaninirola.com commercial content by purchasing a membership, excluding for any limited time promotions, your access to the membership is conditioned upon timely payment and maintenance of your membership account; and you will not have access to phaninirola.com commercial content if your membership is cancelled, allowed to lapse, or terminated for non-payment.

Your subscription entitles you to access an unlimited number of books and audiobooks in the phaninirola.com library during the subscription period. For a small percentage of phaninirola.com users who consume an unusual volume of materials, not every book or audiobook in the library will be immediately available. Phaninirola.com reserves and shall have the right in its sole discretion to add, modify, withdraw or delay at any time any particular phaninirola.com commercial content from access by you for any reason including, without limitation, based on the costs generated to phaninirola.com by such content or the nature of your use of the phaninirola.com.com website. Phaninirola.com makes no guarantee as to the availability of specific titles or the timing of their availability.

Payments and billing

1. For direct purchases and memberships, the current fee amounts and any materially different terms from those described to you in this agreement will be disclosed to you at sign-up or in other communications made available to you. When you purchase a membership or an immediate purchase (such purchase, a “transaction”), we may ask you to provide additional information relevant to your transaction, including, without limitation, your credit card number, the expiration date of your credit card or debit card and your billing address such information, “payment information”. You represent and warrant that you have the legal right to use all payment methods represented by any such payment information. When you initiate a transaction, you authorize us to provide your payment information to 3rd parties so we will complete your transaction and to charge your payment method for the type of transaction you have selected, you may need to provide additional information to verify your identity before completing your transaction.

2. If you elect to purchase a monthly/annual membership, you will be charged the monthly/annual membership fee at the beginning of the paying portion of your membership and every year or month thereafter, respectively, at the current rate. If you choose to get an annual membership, we’ll automatically charge you on the anniversary of the commencement of the paying portion of your membership using the payment information you have provided. If you choose to purchase a monthly membership, we’ll automatically charge you each month, on the calendar day corresponding to the commencement of the paying portion of your membership, using the payment information you have provided. In the event your membership began on a day not contained in a given month, we may charge your payment method on a day in the applicable month or such other day as we deem appropriate. For example, if you start your membership on January 31st, your next payment date is likely to be February 28th, and your payment method would be billed on that date.

3. By entering into the agreement and electing to purchase an annual or monthly membership, you acknowledge that your membership has recurring payment features and you accept responsibility for all recurring payment obligations before cancellation of your membership by you or phaninirola.com. We can also periodically authorize your payment method in anticipation of applicable fees or related charges. Your membership continues until cancelled by you or we terminate your access to or use of the phaninirola.com platform or the membership under this agreement and the terms of use which forms part of this agreement.

4. Phaninirola.com may offer a free trial membership “free trial” for a specified period “free trial term”. If we offer you a free trial, the precise terms of your free trial will be provided at signup and/or in the promotional materials describing the free trial. Free trials might not be combined with any other offer. If you cancel your free trial before the expiration of the free trial term, you may be eligible to use any unused portion of such a free trial term the next time you sign up for a phaninirola.com membership, provided that phaninirola.com continues to offer the free trial that you were previously offered. Except as may otherwise be provided within the specific terms for the free trial offer, free trials are only available to users who have not previously completed a free trial for a membership to the phaninirola.com platform. Unless you cancel your membership prior to the end of your free trial, we or our third-party payment processor will begin charging your payment method repeatedly for the membership fee plus any applicable taxes and other charges until you cancel your membership. Instructions for cancelling your membership are stated below under the section titled “cancellation and termination”. You will not receive a notice from us that your free trial has ended or that the paid portion of your membership has begun. We reserve the right to switch, modify, or terminate free trials at any time, all of sudden without notice and in our sole discretion.

Governing law

These terms shall be governed by and constructed under the laws of India without reference to conflict of laws principles and disputes arising in relation hereto shall be subject to the exclusive jurisdiction of the courts at Assam.


“ I have discovered a bunch of amazing methods to know myself and how I should lead my life. I am so excited to use them, I never thought and believed that yes I also can do something big in my life...Thank you so much for your guidance. Greatly appreciated.. ”


Kerala, India